Breast Augmentation Financing Options

Breast enlargement is an excellent cosmetic procedure for women who are looking to enhance their breast volume. But because this treatment is usually not covered by health insurers, patients need to arrange for financing. While some women prefer to save and have the surgery when they have gathered the full amount needed to cover the costs, financing options are also available that reduce the wait.

1. Personal credit cards

These can be a great way to finance your cosmetic surgery and enjoy the benefits without having to wait and save. One drawback of this financing method is that credit cards tend to attract high interest rates. This means that you may end up paying a lot more for the procedure than you initially anticipated.

2. Surgeon’s financing

Some plastic surgeons offer financing plans or partner with third party companies that manage this financing. This allows patients to pay for the surgery by contributing low monthly installments over a period of time. While interest rates and fees tend to be competitive, it is important that you make your payments on time to avoid penalties.

3. Personal loans

Unsecured personal loans from a bank or credit union can provide the finances you need to bankroll your breast enlargement plastic surgery. Personal loans have fixed interest rates and may be cheaper than other financing options particularly if you have a good credit history. One the down side, you’ll still end up paying more for the procedure due to the cumulative effect of the interest.

4. Medical credit cards

A medical credit card can be a good way to pay for your cosmetic surgery in Baton Rouge. Like other forms of credit-based financing, it is very important that you make the payments on time to avoid higher interest rates and penalties.

During your initial breast enlargement consultation visit in Baton Rouge, Dr. Ruston Sanchez’s office will provide an individualized cost estimate and discuss financing options.